Search
Contact

Our clerks’ room is open between:

8.30am – 6.30pm

Outside of these hours and in cases of urgency, please contact
Paul Bunting on 07971 843023 or
Darren Madle on 07769 714399.

Clerk contacts

Richard Sheehan

Deputy Senior Clerk

020 7420 9503
Oliver Ventura

First Junior Clerk

020 7420 9505
Aron Hanks

Second Junior Clerk

020 7420 9506
Archie Conners

Third Junior Clerk

020 7420 9507

Our clerks’ room is open between:

8.30am – 6.30pm

Outside of these hours and in cases of urgency, please contact
Paul Bunting on 07971 843023 or
Darren Madle on 07769 714399.

Clerk contacts

Richard Sheehan

Deputy Senior Clerk

020 7420 9503
Oliver Ventura

First Junior Clerk

020 7420 9505
Aron Hanks

Second Junior Clerk

020 7420 9506
Archie Conners

Third Junior Clerk

020 7420 9507

The Court’s jurisdiction under sections 140A and 140B of the Consumer Credit Act 1974

Under sections 140A and 140B of the Consumer Credit Act 1974 the Court has the ability to change the terms of a consumer credit agreement. In order to exercise the jurisdiction the Court must find that the relationship between the creditor and the debtor is unfair as a result of one or more of three factors:

a.      Any of the terms of the agreement (or any “related agreement”);

b.     The way in which the creditor has exercised or enforced any of their rights under the agreement (or any “related agreement”); or

c.      Any other thing done or not done by, or on behalf of, the creditor.

The wording above is broad, and the existence of the jurisdiction is well-known. But the number of cases in which the power is successfully invoked is surprisingly few.

Please click here to read the full article by Paul de la Piquerie.